ATM cards offer convenience and flexibility. Unfortunately, you need to be aware of how to protect your cards against crime because criminals find these benefits a great temptation.
Chip and PIN
Keep your PINs and passwords confidential and safe always.
Chip and PIN is a very simple way to keep your money safe. The system makes it much more difficult for criminals to gain access to your account.
In the past, you would sign a paper receipt to verify your card payments. Now you simply enter a four-digit Personal Identification Number (PIN), just like you do at a cash machine.
Criminals are particularly keen on getting the PINs connected with your debit and credit cards. Whether you are banking online or entering your PIN details in a public place, always be vigilant.
Chip and PIN tips
Always keep your card out of sight and in a safe place, and never let anyone else use it.
Never tell anyone your PIN, not even your family, the bank or the police and never write it down anywhere.
When you receive a new PIN, memorise it straightaway and destroy the slip immediately.
Do not share your password details with any third parties. Passwords should be known only to you. It is also a good practice to change your passwords regularly.
When considering a suitable password for an account or online application, avoid using family or pet names, birthdays or ages, which criminals could match from stolen data.
Never use the same password for different accounts.